Divorce and separation are not very pleasant, but we still have to settle the question of the house. Either you sell the house, or you buy back your spouse’s share, or your spouse leaves the house to you as a gift (Let’s be realistic! The last option will probably not happen.) Did you know that you can refinance your house to match 95 % of its market value during a separation? There are also details to check in order to make sure you don’t pay the welcome tax again. Let me support you in this trying process.